Appeltern - Horssen - Hernen

**Berghem**, located in the province of North Brabant, is a charming village with a rich history that dates back to the Middle Ages. The village is surrounded by beautiful nature, such as the Herperduin and the Maashorst, and has several historical landmarks, like the Sint-Willibrordus Church. With a central location near the city of Oss, Berghem offers both tranquility and easy access to urban amenities. The region has a mild temperate climate, making it a pleasant place to live.

The Exclusive Housing Market in Berghem

The current exclusive housing market in Berghem is stable, with a good balance between supply and demand for luxury homes. Despite national fluctuations, interest in exclusive real estate here remains high. Luxury neighborhoods such as De Piekenhoef and nearby areas at the edge of Berghem are particularly in demand.

Economic and Political Stability

Berghem enjoys a stable economic and political environment, which contributes to the region's attractiveness as a place to live. The local government and businesses work together to maintain a favorable climate for both residents and entrepreneurs.

Real Estate Commission and Additional Costs

When purchasing a luxury home in Berghem, it is common for buyers and sellers to pay real estate commission. On average, this commission is around 1-2% of the purchase price for both buyers and sellers. Additionally, buyers should consider extra costs such as transfer tax, which is currently at 2% for private homes. Notary fees and any building inspections may also apply.

Mortgage Requirements and Financing Options

When buying a luxury home in Berghem, buyers can usually obtain a mortgage covering up to 100% of the purchase price, depending on their financial situation. Mortgage requirements typically include a healthy ratio between equity and debt, as well as a stable income.

Neighborhoods and Accessibility

The most sought-after neighborhoods in Berghem include De Piekenhoef, known for its spacious luxury homes and proximity to nature. Berghem is easily accessible via the A50 highway and is a short distance from the Oss train station. The nearest major city is 's-Hertogenbosch, about a 30-minute drive away. For international travelers, the airports of Eindhoven and Amsterdam are accessible within 50 minutes and one and a half hours, respectively.

Education and Facilities

In the Berghem area, there are quality educational institutions such as Maasland College in Oss and Radboud University in Nijmegen. The village also offers a good range of amenities, including various sports facilities and outdoor activities in the surrounding nature parks.

Luxury Lifestyle and Culture

Berghem and its surroundings offer a range of luxury lifestyle opportunities. There are exclusive shops in nearby cities like Oss and 's-Hertogenbosch. In terms of entertainment, visitors can enjoy restaurants like Het Bomenpark in Heesch. For art and culture, there are museums and theaters in Oss and 's-Hertogenbosch.

Healthcare and Infrastructure Facilities

Near Berghem, there are hospitals such as Bernhoven in Uden and Hospital Rijnstate in Arnhem. The public infrastructure is well developed, contributing to the high living comfort and quality of life in Berghem.