Known for its rich historical past, Saint-Gervais-les-Bains is nestled in the heart of the mountains, located between Chamonix and Megève. It is home to several heritage sites, testament to its rich past. Its unique geographical location makes it a popular destination for those seeking to combine a luxurious lifestyle with the authentic charm of a mountain village.
A dynamic real estate market
The real estate market in Saint-Gervais-les-Bains is currently robust, with rising demand for luxury properties. Comparatively, the supply of luxury houses and apartments in Saint-Gervais-les-Bains is relatively limited, creating strong competitiveness in the market. The current political and economic situation in Saint-Gervais-les-Bains is stable, which supports real estate investment.
Real estate transaction fees
Regarding real estate transaction fees in Saint-Gervais-les-Bains, they can vary from case to case. On average, the real estate commission that the buyer must pay when buying a house can approach 5% of the sale price. The seller must also dedicate a portion of the sale money to pay the commission of his real estate agent. Additional costs, such as transfer right, notary fees and any building inspection or legal fees should also be considered.
Local taxes
Concerning local taxes and levies, the percentage of transfer right on private properties in Saint-Gervais-les-Bains is around 5.80%. The wealth tax for private possession of a house in Saint-Gervais-les-Bains is determined based on the taxpayer's net taxable assets. A potential tax on the profit made during the sale of a house or an apartment in Saint-Gervais-les-Bains should also be considered. The percentage of income tax for registered residents of Saint-Gervais-les-Bains depends on the taxpayer's income level and can reach up to 45%.
Getting a mortgage
To get a mortgage in Saint-Gervais-les-Bains, several criteria must be taken into account. Among these criteria are the ratio between equity and debt, as well as income requirements. As for the maximum amount that can be obtained in mortgage, it depends on the value of the property and the borrower's financial situation.
Living in Saint-Gervais-les-Bains
Saint-Gervais-les-Bains is located in the province of Haute-Savoie and has about 5,600 inhabitants. The village benefits from a beautiful surrounding nature with a breathtaking view of the mountains and river water. The climate is mountainous, with pleasant summers and snowy winters, suitable for outdoor activities. In terms of sports and outdoor activities, Saint-Gervais-les-Bains offers a variety of activities, including skiing, hiking, mountain biking and many others. For luxury shopping enthusiasts, renowned boutiques are present in the city center. Saint-Gervais-les-Bains hosts several quality restaurants, luxury hotels, as well as exclusive nightlife and entertainment venues. Among the cultural events that return each year, we can mention the Jazz à Megève blues festival.
Accessibility and Infrastructure
Saint-Gervais-les-Bains is easily accessible by road and rail. The village is about 86 km from Geneva, the nearest major city. Additionally, Saint-Gervais-les-Bains is a stone's throw from several national and international airports, including Geneva airport. The village has a modern public infrastructure with hospitals and clinics nearby, as well as numerous amenities for residents. Finally, the village hosts several reputable educational establishments, offering quality education to its residents.
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