Lovran, located on the stunning Opatija Riviera of Croatia's Adriatic coast, is a town rooted deep in history. Encircled by sumptuous natural beauty, Lovran is home to a rich array of historical structures, including the 12th century St. George's Parish Church and the iconic Lovran Fortica. Its geographical setting allows Lovran to command breathtaking vistas of the sea while being nestled amongst rolling hills and verdant forests. This unique juxtaposition of cultural heritage and natural beauty makes Lovran an unparalleled location for luxury living.
The Lovran Exclusive Property Market
The exclusive property market in Lovran is notably strong and stable, emanating from its luminous reputation as an exquisite lifestyle destination. Luxury homes and apartments in Lovran are in demand; however, the supply is carefully controlled, ensuring the market retains its exclusivity and high standards. Moreover, the political and economic situation in Lovran is remarkably steady, making it a reliable and low-risk investment area.
The average real estate commission for both buyers and sellers in Lovran varies, often dependent on the particular property and the negotiated agreement. Additional costs that need to be anticipated when purchasing a luxury property in Lovran include transfer tax, notary fees, realtor commissions, and potential construction inspection or legal costs.
The Tax Situation in Lovran
The tax scenario in Lovran is fairly standard and aligned with the Croatian legal framework. The transfer tax on private property is 3%. As for a wealth tax on privately owned homes, there is no such tax in Croatia. Income derived from the sale of a primary residence is tax-free, while profit made on a second/vacation home is subjected to taxation. The corporate tax rate stands at 18%, and the income tax for Lovran residents varies between 24% and 36%, depending on their income bracket.
Mortgage Requirements and Accessibility
In terms of mortgage requirements, buyers should expect to have substantial capital and good income stability. The maximum mortgage one can avail is typically up to 80% of the property’s value. In terms of accessibility, Lovran is remarkably well-served with excellent road networks. It is around 20 kilometers from Rijeka, the nearest big city. Lovran is easily accessible through Rijeka Airport, which is about 50 kilometers away, and Pula Airport, around 90 kilometers away.
Local Amenities and Luxury Lifestyle in Lovran
Luxury properties in Lovran are commonly found in the most sought-after residential areas like the Old Town and along Medova Street. Lovran is rich in amenities, including schools like Lovran Primary School, and popular sports facilities.
The town offers a refined lifestyle with luxury shops, chic restaurants like Draga di Lovrana and Lovranska Vrata, and exclusive nightlife venues. An array of well-known cultural and sporting events take place in Lovran annually, including the Marunada chestnut festival and Lovran Carnival.
Lovran's infrastructure is well developed and includes renowned hospitals like Thalassotherapia Opatija only a short drive away. Renowned for its Mediterranean climate, stunning landscapes, and outdoor activities like hiking and boating, Lovran provides a lifestyle steeped in luxury and cultural sophistication. For lovers of art and culture, there are numerous galleries, museums, and theaters in the surrounding areas, such as the Croatian Museum of Tourism.
In summary, Lovran is not only a town of extraordinary beauty and history but also a haven for anyone seeking a luxury lifestyle experience in a serene yet vibrant, coastal location.
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