Haarlem, with its rich history dating back to Roman times, has developed an intriguing range of sights and architectural masterpieces over the centuries. The city is situated between coast and inland, completely surrounded by a network of charming canals and rivers that fuel a vibrant water culture. Haarlem is easily accessible via various forms of transport and has a favourable location in relation to other major cities and attractions in the Netherlands.
Exclusive Housing Market in Haarlem
The current exclusive housing market in Haarlem is stable and remains strong. There is a high demand for luxury houses and apartments, but the supply is limited, resulting in a highly competitive market. The political and economic situation in Haarlem is stable, which contributes to this solid real estate market.
Brokerage Commission and Additional Costs
On average, a buyer pays approximately 1.5% in brokerage commission when buying a house in Haarlem, while a seller pays about 1.6%. On top of the asking price, buyers may also account for transfer tax (2% of the purchase price), notary costs (averaging 1,000 euros), and costs for a construction technical inspection and possibly lawyer's fees.
Tax Matters
The transfer tax in Haarlem is 2% on private real estate. Wealth tax, also known as box 3 tax, is exempted up to 50,000 euros (with a partner up to 100,000 euros) in 2021, above that up to 1 million euros it's 1.9%. When selling a private property that's used as a primary residence, you don't have to pay tax on the profit. However, profit made on the sale of a second or holiday home is taxed. Business tax is 21.7%. Depending on income, income tax varies between 37.10% and 49.50%.
Mortgage and Finance
As a general rule when buying a house in Haarlem, you must meet income requirements. Typically, the mortgage cannot exceed 101% of the value of the house.
Neighbourhoods and Accessibility
The most expensive and sought-after neighbourhoods in Haarlem are Duinoord, Koninginnebuurt and the Spiegelkwartier. Haarlem is easily accessible by both car and train. Haarlem is just 32 km away from Amsterdam, which is reachable within just 20 minutes by train. The international Schiphol Airport is also nearby, only about 20 km away.
Education and Local Institutions
Haarlem offers several excellent educational institutions such as Leiden University Campus Haarlem and InHolland Haarlem University of Applied Sciences.
Haarlem and Surroundings
Haarlem is located in the province of North Holland and has approximately 161,265 residents. The city is rich in nature, with various parks and gardens, and is located close to Zandvoort beach. Haarlem has a maritime climate, with mild summers and moderate winters. There are also numerous sports facilities and outdoor activities, like Pim Mulier Stadium and various watersports opportunities on the Spaarne river.
Luxury Lifestyle Shops
Haarlem is home to numerous luxury shops, such as De Bijenkorf, Louis Vuitton Haarlem, and various antique shops located in the historic city centre.
Luxury Accommodations and Restaurants
For those looking for luxury accommodations, Haarlem offers various options, including the Carlton Square Hotel, the Ambassador City Centre Hotel, and the Van der Valk Hotel Haarlem. For gourmet experiences, make a stop at ML, Olivijn, or the beautiful Jopenkerk.
Cultural Events and Venues
Haarlem is home to some of the Netherlands' best museums such as the Teylers Museum and the Frans Hals Museum. In addition, various cultural events take place annually, such as Haarlem Jazz & More, Haarlem's Kunstlijn, and Haarlem's Flower Parade.
Healthcare and Medical Facilities
Haarlem has excellent healthcare facilities, including Spaarne Gasthuis.
Public Services and Infrastructure
The infrastructure and public services in Haarlem are excellent, with an efficient public transport system, high-quality public services, and a diverse range of recreational and cultural facilities.