Borne, a municipality with a rich history dating back to the Middle Ages, is nestled in the province of Overijssel, between Almelo and Hengelo. Known for its historical landmarks, including Museum Bussemakerhuis and the Oudheidkamer Borne, the city represents a perfect fusion of the past and contemporary luxury. Its geographical location makes Borne an ideal satellite city, surrounded by nature but not far from bustling urban centers. Borne's position within the exclusive housing market is strong, attracted by the high-end lifestyle it offers.
Exclusive Housing Market in Borne
The current exclusive housing market in Borne can be considered stable, with a balanced demand and supply of luxury houses and apartments. The political and economic situation in Borne is also stable, which contributes to the prosperous real estate landscape.
When purchasing a home in Borne, both the buyer and seller usually pay between 1.5% and 2% real estate commission. Additional costs such as transfer tax (2% on private real estate), notary costs, and possible building technical inspection or legal fees should also be taken into account. Wealth tax on private home ownership in Borne falls under Box 3 of income tax.
Possible profits from selling a private home (working as a main residence) are exempt from tax. However, when selling a holiday home, one can choose to pay tax on the profit made. Corporate tax on profit for registered companies in Borne is subject to corporate tax, which varies around 21-25%. Borne residents pay income tax depending on their income, ranging from 37.1% to 49.5% for the highest tax bracket.
Mortgage and Residential Locations
The general mortgage requirements in Borne condense equity, debt, and income requirements. As Borne is among the middle group, the maximum mortgage amount you can get is usually 100% of the property value. High-end neighborhoods like "Bornsche Maten" and "De Veste" are the most desired and expensive residential locations in Borne.
A Luxurious Lifestyle in Borne
Borne is accessible via the A35 and A1 highways and provides an excellent train connection. Located just 12km from Hengelo, the nearest major city, Borne's location provides access to Twente Airport (24km) and international airports such as Amsterdam Airport Schiphol (168km). Prestigious educational institutions, like Saxion Hogeschool Enschede, are within reach.
Borne nestles within a landscape of natural beauty and offers a variety of sports and outdoor activities. Expensive shopping streets offer high-quality products while luxurious hotels and restaurants, like the high-quality Restaurant Dorset, contribute to Borne's deluxe experience. Borne hosts a range of cultural and sports events, including the annual Bornse Matendag and triathlon.
Borne owes its wealth to culture and art from various museums, such as the Bussemakerhuis, one of the few preserved monuments of linen manufacturers. Healthcare is also readily accessible in Borne, with hospitals like MST Enschede in the nearby vicinity.
With stable infrastructure, amenities, and a luxurious lifestyle, Borne is an ideal place to invest. For those who want to find the perfect balance between historical charm and modern luxury, Borne delivers in spades.
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