The charming and unique Baarle-Hertog, located in the province of Antwerp, is a municipality of paradoxes and properties that weave geography and history in a remarkable way. The special tangle of borders with the Netherlands gives the village a unique character and makes it an exciting living community. Boundary posts and attractions are vivid witnesses to this. With its rich history, rural location yet proximity to large cities, Baarle-Hertog offers an attractive mix that makes it appealing for the exclusive housing market.
The Luxury Housing Market in Baarle-Hertog
A pleasant mix of historic and modern luxury homes characterizes the real estate market of Baarle-Hertog. The market is generally stable with a good balance between supply and demand. Current data shows that the average broker commission varies between 1.5% and 2% of the sale price for both buyers and sellers. However, it's important to take into account additional costs such as transfer tax, notary costs, and possibly building technical inspection costs.
Fiscal Requirements and Considerations
When buying a property in Baarle-Hertog, a standard 10% transfer tax is charged on the purchase amount. Wealth tax is determined on the basis of world income, but the exact percentage varies depending on various factors. When selling a private home, main residence or vacation home, no tax is levied on profit. The corporate tax rate depends on the form of the business and the taxable profit, however, on average this can be between 20% to 33%. The personal income tax is progressive, with rates varying from 25% to 50%.
Mortgage Loan Criteria and Costs
Generally, Baarle-Hertog has lenient mortgage requirements in terms of equity and debt ratio and income requirements. One can borrow a maximum of 90% of the purchase price, but this mortgage loan cannot be higher than the value of the property.
Location and Accessibility
Baarle-Hertog is accessible by road and rail. It is about a 30-minute drive from the major city of Breda and close to international airports such as Antwerp National and Eindhoven Airport.
Education and Recreation
There are various educational institutions in and around Baarle-Hertog such as Broederschool and Sint Rembert. For sports and outdoor activities, Baarle-Hertog offers facilities for football, tennis, and cycling through the forests of the Barony of Breda. Luxury shops and high-quality restaurants such as Den Engel and De Pub contribute to the luxury lifestyle in this region.
Health and Safety
Baarle-Hertog is close to several hospitals and clinics in Belgium and the Netherlands. The local government of Baarle-Hertog ensures high-quality infrastructure and facilities.
In conclusion, Baarle-Hertog with its unique mix of history, nature, culture, and exclusive housing offer is certainly worth considering for your next luxury accommodation.