Nestled in the heart of northern Italy, Serravalle Scrivia boasts an illustrious history dating back to Roman times, a rich array of historical sights such as the church of San Giacomo and the fortress of Castelceriolo, and a picturesque location in the sweeping landscapes of the Piedmont region. The town seamlessly harmonizes a quiet country allure with proximity to the vibrant city life of Genoa and Milan, making it an ideal setting for a luxurious lifestyle. In the exclusive property market, you'll find chic and modern apartments blending with sumptuous period homes.
The Exclusive Property Market in Serravalle Scrivia
Although fluctuations in market conditions are inevitable, the current exclusive property market in Serravalle Scrivia remains stable. The demand for luxury homes and apartments meets the existing supply, creating a balanced market. Furthermore, the political and economic situation in the area also endorses stability, aiding in sustaining the strength of the real estate market.
Purchasing a property involves a multitude of costs beyond the listed price. Buyers should anticipate not only real estate commission - which averages around 3% to 5% in Italy - but also additional costs such as transfer tax, notary fees and if necessary, costs related to construction inspections or legal fees. The exact percentage of transfer tax varies and is typically calculated based on the declared value of the property.
Luxury homeowners should also be aware of the associated wealth tax, commonly known in Italy as "IMU". However, the selling of a privately-owned home or apartment doesn't generally incur tax if it has been the seller's main residence for a considerable period of time. For second homes used for vacations or investment purposes, capital gains tax may apply if the property is sold within five years of purchase.
Income and corporate tax rates typically sit around the national average, and invariably differ based on individual circumstances, such as residency status.
Mortgage Requirements
In Italy, foreign residents typically need a 20% down payment to secure a mortgage, but this can be as high as 50% for non-residents. Banks offer mortgages up to the lesser amount between the purchase price and the assessed value of the property.
Serravalle Scrivia – A Coveted Location
Placed in the province of Alessandria, Serravalle Scrivia sits amid pristine landscapes of vibrant nature and sparkling water bodies. Home to nearly 7,000 residents, this town benefits from a typically Mediterranean climate making it a desirable place to live. The most exclusive properties are often found in areas offering panoramic views of the surrounding hills and close proximity to local amenities.
Educational institutions including the University of Genoa and several reputable schools lie within a reasonable distance, making it a convenient place for families. High-end fashion stores like the Serravalle Designer Outlet cater to the luxury shopper, while sports lovers can enjoy golf clubs and horse riding facilities nearby.
Serravalle Scrivia is well-connected by major road networks like the A7 motorway and has a regional railway station ensuring easy access to major cities. The closest big city is Genoa, present at a mere 56 kilometers away, and Turin-Caselle and Milan-Malpensa airports are reachable within an hour and a half, facilitating national and international travel.
The Luxury Lifestyle and Amenities in Serravalle Scrivia
The town also hosts a variety of culinary delights with high-quality restaurants, and spectators can enjoy high-adrenaline motorsports events at the nearby Fausto Coppi racetrack. Furthermore, the town's reputation for culture and art remains unparalleled with picturesque churches and multiple museums and art galleries scattered across the region.
Healthcare services are robust with several hospitals and clinics in the vicinity and the town's public infrastructure amenities are well-developed and reliable. Overall, Serravalle Scrivia provides a unique blend of tranquility and luxury, making it an inviting destination for anyone looking to enjoy a high-end lifestyle in an exclusive setting.
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