Located in the province of Gelderland, the picturesque village of Hernen has a rich history dating back to the Middle Ages. The village is known for its impressive castle, Castle Hernen, which dates from the 14th century and is an important historical landmark. Surrounded by lush nature and scenic landscapes, Hernen offers tranquility and authentic charm. Its geographical location near major cities like Nijmegen makes it attractive for those seeking an exclusive living experience with easy access to urban amenities.
Exclusive Housing Market in Hernen
The current exclusive housing market in Hernen is stable, with a balanced ratio between supply and demand for luxury homes. This stability is partly due to the limited availability of homes and the attractive location in the idyllic Gelderland landscape. Despite the stable demand, the market remains competitive because of the limited availability of luxury properties.
Financial Considerations When Buying a Luxury Home
When purchasing a luxury home in Hernen, you should consider realtor fees, which average between 1% and 2% of the purchase price for both buyers and sellers. Additional costs include the transfer tax, which is currently 2% for private purchases. Notary fees and a building inspection can also be added to the purchase price. There is no capital gains tax on the sale of a primary residence, but this may be different for a second home. It's advisable to seek specific tax advice for the most current regulations.
Mortgage Requirements and Financial Security
In Hernen, you can typically obtain a mortgage up to a maximum of 100% of the property's value, depending on your income situation and creditworthiness. Mortgage requirements in the Netherlands are strict and require a good balance between equity and borrowed funds. It's common to have a substantial personal contribution, especially for luxury properties.
Desirable Neighborhoods and Accessibility
The most exclusive neighborhoods in Hernen are located around the Castle and the green areas on the outskirts of the village. The location offers an excellent balance between privacy and access to amenities. Hernen is easily accessible via the A50 and is only 15 kilometers from Nijmegen. The nearest international airport is Eindhoven Airport, about 60 kilometers away.
Education and Facilities
For families considering moving to Hernen, the region offers access to excellent educational institutions in Nijmegen, such as Radboud University. The proximity of this university and various international schools makes Hernen attractive to expats and international families.
Lifestyle and Recreation
Hernen offers a wide range of sports and recreational opportunities, including walking and cycling paths in the nearby nature areas like the Overasseltse and Hatertse Vennen. Luxury lifestyle shops and restaurants are not present in Hernen itself but are plentiful in nearby Nijmegen. For art and culture enthusiasts, there are museums and theaters in the immediate vicinity where events are regularly organized.
Healthcare and Infrastructure
Healthcare facilities near Hernen are excellent, with hospitals and specialized clinics in both Nijmegen and Wijchen. The infrastructure of Hernen is well-developed, with enough public facilities to meet the residents' needs. The ongoing improvement of infrastructure and services ensures a high quality of life for the inhabitants of Hernen.