Zoagli - Sestri Levante - Serravalle Scrivia

Nestled between the azure waters of the Mediterranean and the verdant hills of Liguria, Santa Margherita Ligure is a gem of Italian Riviera, rich in history and charm. A paradise for lovers of art and architecture, the area has preserved the architectural character of its past with buildings dating back to the 16th century, including the Villa Durazzo and the 12th-century Abbazia della Cervara. Furthermore, the city's geographical location offers access to stunning coastal views, and the secluded sandy beaches which makes it an attractive destination. Its ideal and strategic position as a harbor has contributed to its growth, popularity, and history over the centuries.

The Property Market in Santa Margherita Ligure

The luxury real estate market in Santa Margherita Ligure is currently strong and stable. This is largely due to the supply of luxury homes catering to the high demand from both domestic and international buyers keen on enjoying the unique lifestyle the city offers. Political and economic factors have remained steady, which also continue to favor the real estate landscape in the area. It is important for potential buyers and sellers to budget for additional costs associated with the purchase and sale of property beyond just the sale price. These may include notary fees, realtor commissions, transfer taxes, and possible construction or legal costs. Currently, the transfer tax on private property ranges from 9-10%, while the wealth tax varies depending on the value and location of the property. For capital gains, primary residences are exempted from taxation; however, a different rule applies for second residences.

Mortgage Requirements and Financial Considerations

Acquiring a mortgage to finance the purchase of a lavish home in Santa Margherita Ligure requires careful planning and consideration of various factors. This largely depends on the ratio between foreign and own capital, income requirements, and how much of the property's purchase price can be covered by a mortgage. It's advisable for potential buyers to consult with financial advisors or banks for specific guidelines given their unique personal and financial circumstances.

Living the Santa Margherita Ligure Lifestyle

Santa Margherita Ligure boasts some of the most luxurious and sought-after residential areas, offering breathtaking views of the ocean and close proximity to key amenities. Travelling to and from the city is a breeze; thanks to the superb road and rail network that links it with Genoa, the nearest big city. The area’s natural beauty is a major drawcard as is the subtropical climate, which favors outdoor activities. As a resident, you'll have access to an array of high-end lifestyle shops, fine dining restaurants, and high-quality hotels like the illustrious Miramare Hotel. In terms of education, Santa Margherita Ligure is in close proximity to numerous reputable schools and universities, making it an idyllic location for families.

Attractions and Amenities in Santa Margherita Ligure

Santa Margherita Ligure overflows with remarkable historical and cultural attractions, including museums like the Museo del Merletto or the Parco di Villa Durazzo. Several health clinics and hospitals can be found within reach, ensuring residents have access to excellent healthcare facilities. Santa Margherita Ligure is also home to exciting annual events which continue to attract visitors and residents alike. The city's excellent infrastructure and the availability of key amenities make it not just a destination for holidaymakers, but also for those who wish to call this paradise home. Enjoy the good life in Santa Margherita Ligure - a city that truly embodies the essence of a luxury Italian lifestyle.