Kalmthout, located in the beautiful province of Antwerp, has a rich history dating back to the Middle Ages. Known for its historic landmarks such as the Kalmthout Heath and the Beekeeping Museum, it is an area that seamlessly combines history and nature. Its geographical location on the Belgian-Dutch border makes it an attractive spot for commuters and families looking for a quiet yet easily accessible living environment. Kalmthout offers a unique combination of cultural richness and natural beauty, ideal for lovers of a luxurious lifestyle.
The Exclusive Real Estate Market in Kalmthout
The real estate market in Kalmthout is currently stable, with a healthy demand for luxury houses and apartments. The supply is becoming increasingly diverse, while the exclusive market is in a strong position. The political and economic situation in Kalmthout is also stable, contributing to a positive environment for real estate investments.
Costs and Taxes When Purchasing Luxury Homes
When purchasing a luxury home in Kalmthout, one must consider various additional costs on top of the asking price. This includes transfer tax, real estate agent’s commission (typically 3% for the buyer and 3% for the seller), notary fees, and any costs for building inspections or legal advice. The transfer tax on private real estate is 12%, while wealth tax varies depending on the individual situation. Capital gains tax on the sale of a primary residence is generally exempt, whereas it can be taxed on secondary homes.
Mortgage Requirements and Maximum Mortgage
The requirements for obtaining a mortgage in Kalmthout are strict but achievable. The ratio between equity and borrowed capital and income requirements play a crucial role. Generally, one can obtain a mortgage that covers up to 85% of the purchase price, depending on personal financial circumstances and creditworthiness.
Desirable Neighborhoods
The most expensive and desirable neighborhoods in Kalmthout include Heide, a picturesque area known for its luxury villas and spacious plots, and Kalmthout’s center, with its charming, historic buildings.
Accessibility of Kalmthout
Kalmthout is excellently accessible by road and rail. It is about 25 kilometers from Antwerp, the nearest major city, and has good connections thanks to the nearby E19 motorway and a train station with regular services to Antwerp and beyond. The nearest international airport is Brussels Airport, approximately 50 kilometers away.
Education and Training Opportunities
In the vicinity of Kalmthout, there are several important educational institutions. For primary schools, there are Freinetschool De Appelbloesem and Basisschool Sint-Jozef. Secondary education is represented by Sint-Michielscollege and Onze-Lieve-Vrouw-Presentatiecollege in Essen. For higher education, students can attend universities in Antwerp, such as the University of Antwerp.
Surroundings and Climate
Kalmthout is situated in a natural environment with extensive forests, lakes, and heathlands, providing a beautiful landscape. The climate is temperate with pleasant summers and mild winters, ideal for enjoying the outdoors.
Sports and Outdoor Activities
Kalmthout offers various opportunities for sports and outdoor activities, such as hiking and cycling in the Kalmthout Heath, golfing at Golf Club Brasschaat, and water sports at the nearby De Brechtse Heide estate.
Luxury Lifestyle Shops and Restaurants
For luxury lifestyle shops, residents can visit various boutiques and specialty shops in Kalmthout’s center. High-end restaurants such as Restaurant Dennenhof and De Pastorie offer a refined culinary experience. Stylish nightlife venues include the exclusive Rivierenhof Club and the nearby casino in Antwerp.
Historical and Cultural Events
Kalmthout hosts numerous historical, cultural, and sporting events annually, such as the Heidefeest and the international art manifestation 'Beeld & Tuin'.
Art and Culture
Important cultural institutions nearby include the Suske en Wiske Children's Museum and the Kalmthout Arboretum. For theatre and galleries, one can travel to Antwerp, where a rich cultural offer can be found.
Healthcare
Near Kalmthout, there are several hospitals and clinics, such as AZ Klina in Brasschaat and the ZNA Jan Palfijn hospital in Merksem, providing high-quality care.
Public Infrastructure and Amenities
The public infrastructure and amenities in Kalmthout are excellent, with well-maintained roads, a reliable public transport system, and extensive shopping and recreational facilities. All this contributes to a high standard of living for the residents.
This overview provides a comprehensive look at the possibilities and advantages of living in Kalmthout, ideal for those seeking a luxury home in a beautiful, well-connected environment.
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