San Miguel is a city with a rich historical legacy reflected in its well-preserved colonial architecture and cobblestone streets, earning it a place as a UNESCO World Heritage Site. Located in the central highlands of Mexico, the city has been a crucial point in the country's history, especially during the fight for independence. San Miguel boasts iconic historical monuments, such as the Parish of San Miguel Arcángel, and museums like the San Miguel de Allende Historical Museum. This city offers not only a culturally rich environment but also a temperate climate all year round, ideal for enjoying outdoor life.
Exclusive Property Market in San Miguel
The exclusive property market in San Miguel is currently stable, with strong demand that can sometimes exceed supply, especially in the most sought-after areas of the city. The most expensive and coveted residential areas include the Historic Center, Cañada de los Aguacates, and Los Balcones, where impressive luxury homes are located. The political and economic situation in San Miguel is generally stable, which contributes to a safe investment in high-end properties.
Costs and Commissions When Buying Luxury Properties
When considering the purchase of a luxury house or apartment in San Miguel, it is important to take into account additional costs that add to the sale price. The private property transfer tax is approximately 2% to 4% of the property's value, while real estate agent fees are typically 5% to 7% of the sale price, usually paid by the seller. Notary fees and potential legal costs should also be considered.
Financing and Mortgage Options
To acquire a property in San Miguel, it is possible to finance through mortgages that can cover up to 70% of the purchase price, depending on the buyer's profile. Mortgage requirements vary but generally include a solid financial history and proof of income both nationally and internationally, in the case of foreign residents.
Connectivity and Accessibility
San Miguel is well connected by road and is located approximately 97 kilometers from Querétaro, the nearest large city. The most accessible airports are Querétaro International Airport and Bajío International Airport, located about a two-hour drive away. The public infrastructure of San Miguel is modern and efficient, with services consistently available.
Education and Health
San Miguel offers a range of excellent educational institutions, including international schools and bilingual programs. In terms of health, residents have access to high-level hospitals and clinics, such as Hospital H+ and MAC Medical Center.
Culture and Entertainment
The city boasts luxury shops, as well as high-quality hotels and restaurants, such as the renowned Áperi restaurant. San Miguel is also a vibrant center of culture and art, with annual events like the International Film Festival and the Jazz Festival, and features prominent museums like La Esquina Museum. It also offers a varied and elegant nightlife with exclusive venues to enjoy.
Outdoor Activities and Nature
San Miguel's natural surroundings are stunning, with mountainous landscapes that allow for activities such as hiking, cycling, and water skiing in the nearby Allende Dam. The temperate climate throughout the year promotes an active lifestyle, ideal for those looking to combine luxury with outdoor adventure.
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