De Lutte, a picturesque village in the province of Overijssel, is nestled among leafy fields and historic farmlands. Rich in tradition and culture, this community is deeply rooted in its rural past, yet looks forward to the future with optimism. Historically, De Lutte is home to numerous monumental farms and country houses, each with their own unique story. Geographically, De Lutte is blessed with an ideal location, bordering both Germany and the beautiful Twente landscape, one of the most beautiful areas in the Netherlands.
Exclusive Housing Market in De Lutte
Currently, the exclusive housing market in De Lutte is stable. However, the demand for luxury houses and apartments exceeds the supply, leading to an increase in average prices.
Political and Economic Stability
The political and economic climate in De Lutte is stable, with both local and provincial governments committed to sustainable growth and development.
Estate Agents Fees and Transfer Tax
The average estate agent's fee in De Lutte varies, but averages around 1.5% of the sale price for both buyers and sellers. In addition, one should take account of additional costs such as transfer tax (2% for houses) and notary fees when buying a luxury house or apartment. Potential buyers should also take into account possible costs for a building inspection or legal fees.
Assets and Capital Gains Tax
The wealth tax on the private ownership of a house in De Lutte depends on the size of the fortune. Tax on the profit from the sale of a private house or apartment is usually exempt if the property is used as the main residence. However, when selling a second home or holiday home, capital gains tax may apply.
Maximum Mortgage
For a mortgage in De Lutte, as a rule, about 30% of your own fortune should be brought in. How much one can borrow depends on income, set loan standards, and the value of the house.
Accessibility and Top Locations
De Lutte is easily accessible by both road and rail. The nearest major city is Enschede, which is a short drive away. The nearest national and international airports are respectively Twente Airport and Düsseldorf International Airport. The most sought after and exclusive residential areas in De Lutte are the village itself and the surrounding rural area.
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