Diano Castello - Diano S. Pietro - Cipressa

Imperia, an Italian riviera gem nestled between the azure waters of the Mediterranean and the verdant peaks of the Maritime Alps, is a city steeped in history. From the Romanesque church of San Tommaso to the striking Art Nouveau architecture of Villa Grock, there’s a tale etched into every cobblestone. Situated in north-western Italy, in the blossoming region of Liguria, it combines the allure of a secluded harbor with the vibrancy of a cosmopolitan, urban retreat.

Luxury Real Estate in Imperia

In the current climate, the exclusive property market in Imperia showcases stability, with a healthy ratio of supply to demand. The harmonious blend of historical features and modern amenities in these luxury homes aptly reflect the city's character and imbues a sense of seamless luxury in its truest form. Both domestic and foreign buyers find this city appealing for purchasing second homes or vacation houses.

Understanding the Financials: Costs, Taxes and Mortgages

In addition to purchasing costs, potential buyers must account for transfer tax, realtor commissions, notary fees, and possibly construction inspection or legal fees. The average real estate commission ranges for both buyers and sellers, depending on the agreement with the specific realtor. The transfer tax on private property in Imperia is typically around 2% for principle homes, but varies depending on the purchasing price and the nature of the property. Wealth tax is imposed on the worldwide assets of those who are tax resident in Italy, regardless of where the asset is located. The rate is set at 0.76% but exceptions could apply. It is crucial to note that tax is levied on the profit made from selling a privately owned property, regardless of whether it is your main residence or a second home. Local corporate tax rates apply similarly to companies registered in Imperia. On the other hand, income tax for registered residents in Imperia is progressive and could range from 23% to 43%.

Decoding Mortgages in Imperia

In general, when purchasing a house in Imperia, a mortgage can cover up to 80% of the property's value, provided that the borrower's gross income can comfortably cover the mortgage installments.

Imperia’s Most Exclusive Residential Areas

The most prestigious residential areas in Imperia are Parasio and Porto Maurizio, known for their stunning views, proximity to local amenities, and sumptuous villas.

Accessibility and Proximity of Imperia

Accessibility is a breeze in Imperia, thanks to the A10 highway and the local railway station. Genoa, the nearest major city, is under two hours away, as is Nice in the opposite direction. Imperia is also a convenient drive from international airports in Genoa and Nice.

Educational Institutions

There are several reputable and internationally recognized educational institutions in and around Imperia, including the University of Genoa branch specializing in science and technology, and an array of Italian language schools attracting international students.

Amenities and Lifestyle in Imperia

A city of just over 42,000 inhabitants, Imperia is part of the Province of Imperia in the Liguria region. The city’s landscape is characterized by its picturesque port, lush olive groves, and stately architecture. It enjoys a Mediterranean climate, creating a pleasant environment year-round. Imperia boasts diverse sports and outdoor activities ranging from yachting to hiking, providing the perfect blend of relaxation and adventure. The city hosts luxury shops, high-end hotels such as Hotel Miramare and high-quality restaurants like Ristorante Sarri. The city's robust cultural calendar is packed with annual events, such as the Vele d'Epoca, one of the most significant historical sailing meetings in the Mediterranean, and the Olive Festival. Add in the fact that Imperia is home to major medical facilities and enjoys a well-developed public infrastructure, it’s easy to see why this charming city is a sought-after location for luxury homeowners.