Heiloo - Bergen (North Holland) - Broek op Langedijk

With a rich historical heritage as a city of cheese and beer, situated on the North Holland canal and enclosed by the characteristic Canal Belt, Alkmaar has a striking charm that is attractive to buyers of exclusive homes. Known for its Alkmaarderhout, the oldest city park in the Netherlands, and prominent landmarks such as the Grote or St. Laurenskerk, Alkmaar reflects a deep-rooted culture that seamlessly transitions into a luxurious lifestyle. The city is conveniently located for commuters, just 40 km northwest of Amsterdam, in the province of North Holland. As a city where water and greenery come together, Alkmaar offers a unique living environment where history and modernity intersect.

The Exclusive Housing Market in Alkmaar

The current exclusive housing market in Alkmaar is strong but stable. With a growing number of highly educated professionals and wealthy individuals looking for the comfort and prestige of a luxury home, there is a healthy demand for exceptional houses and apartments in the city. The political and economic situation in Alkmaar is stable, adding further appeal to potential buyers.

Costs and Taxes when Buying a Luxury Home in Alkmaar

When buying a luxury home in Alkmaar, one must consider various costs in addition to the asking price, including transfer tax, notary fees, and any building inspection or legal fees. In the Netherlands, the transfer tax for houses is currently 2%. Legal fees vary but are typically a small percentage of the home's purchase price. Required research into the house's condition can also bring additional costs. The wealth tax for an individual owning a house is subject to the capital gains tax, which is determined by the tax authorities. The rate varies and depends on the size of the capital.

Mortgage and Financing

The general mortgage requirements in Alkmaar are based on the ratio between own and foreign capital and income requirements. Except in special cases, one can get a mortgage up to 100% of the purchase price of the real estate in Alkmaar.

Living Environment and Amenities

Alkmaar is a city full of history and culture, with a range of amenities, ranging from schools and universities, such as Inholland University of Applied Sciences Alkmaar, to luxury lifestyle stores. Alkmaar also has a selection of high-quality and famous hotels and restaurants, such as the Amrâth Hotel and the De Oude Stad restaurant. With its well-developed infrastructure, including road and rail links, Alkmaar is easily accessible. The city is close to major airports like Schiphol and there are many international rail links available. Alkmaar can be easily reached by car via the A9 and the N242, and the city is also well served by intercity trains. And with a focus on physical and mental well-being, Alkmaar offers a wide range of healthcare providers, including various hospitals and clinics such as the North West Hospital Group Alkmaar location. All of this, combined with the luxury lifestyle, makes Alkmaar the perfect city for buying an exclusive home.