Hengelo - Deurningen - Overdinkel

Enschede, located in the province of Overijssel, is a city with a rich history dating back to the medieval times. The city has been an important hub for the textile industry and has evolved into a bustling cultural center. Enschede boasts many historical landmarks such as the Grote Kerk and the Rijksmuseum Twenthe. Geographically situated in the eastern part of the Netherlands, close to the German border, Enschede offers a versatile and attractive living environment.

The Exclusive Housing Market in Enschede

The exclusive housing market in Enschede is currently stable. The demand for luxury houses and apartments is balanced with the supply, meaning there are generally sufficient choices for buyers within the high-end segment. Although there is a constant demand for exclusive real estate, the supply changes regularly due to new developments and renovations of existing buildings.

Economic and Political Stability

Enschede enjoys a stable political and economic situation. This provides a reliable basis for real estate investments and a stable living situation. Potential buyers can rely on good municipal services and a solid infrastructure.

Real Estate Agent Commission and Additional Costs

When buying a house in Enschede, the buyer typically pays 1% to 2% in real estate agent commission. For the seller, this percentage is usually in the same range. Besides the asking price, various additional costs should be considered such as transfer tax (2% for private residences), notary fees, potential construction inspection costs, and attorney fees if needed.

Tax Contributions

The wealth tax on the private ownership of a house in Enschede falls under Box 3 of the Dutch tax legislation. No tax is owed on the profit from the sale of a house that serves as the main residence. However, for second homes, a wealth tax is applicable. For registered businesses in Enschede, the corporate tax on profits ranges from 20% to 25%, depending on the profit. The income tax for registered residents of Enschede varies, with a progressive system that encompasses rates from 37.10% to 49.50%.

Mortgage Requirements and Financing

Strict mortgage requirements apply to buying a house in Enschede. Banks often require a reasonable ratio between own and borrowed capital and scrutinize income requirements. The maximum mortgage one can obtain is often 100% of the market value of the property, depending on personal financial situations.

Popular Residential Areas

The most expensive and desirable residential areas in Enschede include Roombeek, an area modernly rebuilt after the fireworks disaster, and the Walhof-Roessinghsbleek, known for its spacious villas and leafy streets. The Van Heekpark is also a sought-after location due to its large mansions and proximity to green facilities.

Accessibility of Enschede

Enschede is easily accessible by road and train. The city is located about 50 kilometers east of Deventer and is well connected via the A35 and N18 highways. Nearby international airports include Münster-Osnabrück and Schiphol, both approximately one to one and a half hours' drive away.

Educational Institutions

Enschede takes pride in its educational offerings, with institutions such as the University of Twente, Saxion University of Applied Sciences, and several excellent secondary schools like the Stedelijk Lyceum. These provide a strong educational foundation on both a national and international level.

Natural and Climatic Environment

The surrounding area of Enschede offers rich nature with extensive forests, farmlands, and water features like Rutbeek. The climate is moderate, with mild winters and pleasant summers, making the area ideal for year-round living and recreation.

Sports, Outdoor Activities, and Luxury Shopping

Enschede offers plenty of options for sports and outdoor activities with facilities such as the FC Twente Stadium, Van Heekpark, and the recreational park Het Rutbeek. There are renowned shops for luxury and lifestyle shopping in the city center, such as Oosterik and Von B.

High-End Hotels and Restaurants

High-end hotels such as the U Parkhotel and Restaurant and Hotel De Broeierd offer luxury accommodations. Famous restaurants like Joann and De Basis provide culinary delights. For exclusive nightlife, there are upscale nightclubs and casinos such as Holland Casino Enschede.

Cultural Events and Museums

Enschede is a city of events with annual festivals such as the Grolsch Summer Sounds and the Enschede Marathon. Famous museums and theaters include the Rijksmuseum Twenthe and the Wilminktheater, where art and culture are fully showcased.

Healthcare and Infrastructure

With excellent hospitals such as Medisch Spectrum Twente and many specialized clinics, healthcare in Enschede is of a high standard. Additionally, the city has a well-developed public infrastructure with extensive amenities, making living here comfortable and luxurious.